We’re proud to offer an array of checking options. Our New Accounts professionals are ready to assist you in selecting the account that best suits your unique financial needs.
Merit Checking
- $100 minimum opening deposit required
- $500 average daily balance to avoid monthly maintenance fee
- Complimentary Debit Card, Online Banking, e-statements & Bill Pay
- First order of checks free
- Unlimited check writing
- No ATM fees
Merit Select Checking
- $100 minimum opening deposit required
- $2,500 average daily balance to avoid monthly maintenance fee
- Earns competitive interest rate
- Complimentary Debit Card, Online Banking, e-statements & Bill Pay
- First order of checks free
- Unlimited check writing
- No ATM fees
- Discounted Safe Deposit Box
Merit Savings
- $100 minimum opening deposit required
- $100 average daily balance to avoid monthly maintenance fee
- Earns competitive interest rate
Merit Money Market
- $100 minimum opening deposit required
- $2,500 average daily balance to avoid monthly maintenance fee
- Earns competitive interest rate
Certificates of Deposit
For more information on available CD terms and rates, please contact us.
Compare Personal Accounts
Accounts | Merit Checking | Merit Select Checking | Merit Savings | Merit Money Market |
---|---|---|---|---|
Opening Deposit | $100 | $100 | $100 | $100 |
Average Daily Balance to Avoid Monthly Maintenance Fee | $500 | $2,500 | $100 | $2,500 |
Monthly Maintenance Fee | $5 | $10 | $5 | $15 |
Earns Interest | No | Yes | Yes | Yes |
Withdrawals Allowed per Month | Unlimited | Unlimited | Unlimited | Unlimited |
Check Order | First order free | First order free | N/A | First order free |
Check Limitations | Unlimited check writing | Unlimited check writing | N/A | Unlimited check writing |
ATM Fee | No ATM fees | No ATM fees | No ATM fees | No ATM fees |
Other Features & Benefits | Debit Card with Card Valet, Mobile Banking, Online Banking, e-statements & Bill Pay | Debit Card with Card Valet, Mobile Banking, Online Banking, e-statements & Bill Pay | Debit Card with Card Valet, Mobile Banking, Online Banking & e-statements | Mobile Banking, Online Banking & e-statements |