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Community Reinvestment Act (CRA) Public File

In accordance with the Community Reinvestment Act (CRA), Merit Bank maintains a CRA Public File that includes information about our efforts to help meet the credit needs of the communities we serve, including low- and moderate-income neighborhoods.  We are pleased to make this information available online and remain dedicated to fostering growth, access, and opportunity throughout our community.

Access to Merit Bank’s CRA Public File may be found here and include the following sections:

  • Public Comments

  • CRA Performance Evaluation

  • Assessment Areas + Maps

  • Branch Information - Openings + Closings

  • Branch Information – Locations + Hours

  • Quarterly Loan-to-Deposit Ratios

  • Bank Products / Services + Fee Schedules

  • Main Office / Branch Notices



 
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