Business Online Banking

Business Online Banking

Business Online Banking keeps you a step ahead. Whether you want to simply view your account history and pay your bills, or utilize Treasury Management to direct deposit your payroll, Merit Bank has an online solution for you. Our unique Online Banking offers many features that can be customized to fit your needs.

We also have Business Banking Mobile App to keep you connected on the go!
 

Treasury Management

Whether your business is large or small, Merit Bank has the right service to help you better manage your cash flow. Merit Bank's Treasury Management allows you to establish multiple users and create custom access rights to your accounts.

• View your real time balance and transaction history
• Transfer funds between accounts
• Remote Deposit Capture
• Establish direct deposit payroll for your employees
• Create ACH files to collect payments from your customers electronically
• Initiate wire transfers - either a single transaction or recurring wires

If you would like more information regarding Cash Management, or if you are interested in enrolling your company, please call us at 256-692-8700.
 

Wire Manager

Wire Manager is a browser-based solution, that automates the transfer process, providing a secure channel for you to complete wire transfers. Flexible controls for wire origination help to ensure that transfers are safe and accurate. Built using service-oriented architecture (SOA), Wire Manager features seamless integration with business online banking.
 

ACH Manager

A browser-based ACH transfer processing solution, ACH Manager features streamlined, flexible and automated on-arrival processing of ACH transactions orginiated by you. A complete end-to-end ACH transfer solution, ACH Manager replaces inefficient, manual tasks by automating every step of the process.
 

Remote Deposit Capture

Remote deposit capture technology allows you to make deposits to your business account from your office for a low monthly fee. This service reduces administrative time and expense associated with deposit preparation activities and allows you to consolidate bank accounts from various locations.
 

Notifi Alerts for Business

Notifi Alerts delivers real-time alerts, including account processing and online banking, to any device or system based on your preferences. Notifi lets you choose what you want to be alerted about, how you receive alerts (email, text, or push notification), and where you receive alerts (mobile device or email).
 

ACH & Check Positive Pay

Check fraud is on the rise and Merit Bank has a solution to help our customers safeguard their bank accounts in one product. Check Positive Pay can help business owners safeguard their bank account by detecting potentially fraudulent transactions before they are processed. ACH Positive Pay can help prevent fraud by allowing our customers to easily monitor ACH activity on their business accounts.  Account owners can set up rules and authorize a list of approved vendors and even cap the amount a vendor can be paid per transaction. If an ACH transaction tries to process to a vendor not on your approved list or outside of your set rules, you will receive an alert to approve or deny the transaction.