Consumer Accounts

 

We’re proud to offer an array of checking options. Our New Accounts professionals are ready to assist you in selecting the account that best suits your unique financial needs.

Merit Checking

  • $100 minimum opening deposit required
  • $500 average daily balance to avoid monthly maintenance fee
    • $5 monthly fee waived for students and seniors
  • Complimentary Debit Card, Online Banking, e-statements & Bill Pay
  • First order of checks free
  • Unlimited check writing
  • Complimentary Cashier Checks
  • All ATM fees refunded

Merit Select Checking

  • $100 minimum opening deposit required
  • $2,500 average daily balance to avoid monthly maintenance fee
  • Tiered interest rate
  • Complimentary Debit Card, Online Banking, e-statements & Bill Pay
  • First order of checks free
  • Unlimited check writing
  • Complimentary Cashier Checks
  • All ATM fees refunded
  • Discounted Safe Deposit Box
  • 0.25% CD interest bump

Reorder Checks

Reorder checks through our preferred check vendor, Harland Clark.

Reorder Checks

 

Merit Savings

  • $100 minimum opening deposit required
  • $100 average daily balance to avoid monthly maintenance fee
  • Flat interest rate
  • Three (3) withdrawals per month

Merit Money Market

  • $1,000 minimum opening deposit required
  • $10,000 average daily balance to avoid monthly maintenance fee
  • Tiered interest rate
  • Six (6) withdrawals per month

Certificates of Deposit

For more information on available CD terms and rates, please contact us.

Compare Personal Accounts

Accounts

Merit Checking

Merit Select Checking

Merit Savings

Merit Money Market

Opening Deposit

$100

$100

$100

$1,000

Average Daily Balance to Avoid Monthly Maintenance Fee

$500

$2,500

$100

$10,000

Monthly Maintenance Fee

$5

Waived for students & seniors

$10

$5

$15

Earns Interest

No

Yes, tiered interest rate

Yes, flat interest rate

Yes, tiered interest rate

Withdrawals Allowed per Month

Unlimited

Unlimited

3

6

Free Checks

First order free

First order free

N/A

First order free

Check Limitations

 Unlimited check writing

 Unlimited check writing

N/A

6 checks or withdrawals per month

ATM Fee Refunds

All ATM fees refunded

All ATM fees refunded

All ATM fees refunded

All ATM fees refunded

Other Features & Benefits

Complimentary Debit Card, Cashier Checks, Online Banking, e-statements & Bill Pay

Complimentary Debit Card, Cashier Checks, Online Banking, e-statements & Bill Pay, Discounted Safe Deposit Box, 0.25% CD interest bump

Complimentary, Cashier Checks, Online Banking, e-statements & Bill Pay

Complimentary Debit Card, Cashier Checks, Online Banking, e-statements & Bill Pay, Discounted Safe Deposit Box, 0.25% CD interest bump

Find UsLocation & Hours ReorderChecks Online Contact Usby eMail Merit BankAbout Us

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